Debt Free Life
Welcome to "Debt Free Life," a podcast dedicated to helping Canadians take control of their finances and eliminate debt. Presented by David Sklar & Associates, a supportive and caring team of Licensed Insolvency Trustees, we're committed to guiding you toward a brighter financial future.
Join us as we explore a wide range of topics, including Consumer Proposals, Credit Counselling, Division 1 Proposals, Personal Bankruptcy, Debt Consolidation, Student Loans, Money Management, Protection from Creditors, Income Tax Debt, Wage Garnishment, Budgeting, Saving, and so much more. Our knowledgeable and compassionate team shares insights and strategies to empower you with the tools you need to make informed financial decisions.
At "Debt Free Life," our mission is to provide education and support as you navigate the world of insolvency. Tune in to start your journey toward financial freedom and a debt-free life.
Episodes
8 episodes
The Risks of Co-Signing a Loan | What You Need to Know Before You Sign
If you’ve ever co-signed a loan for a family member or friend, you might think you’re just helping them get approved — but what happens if they stop paying or file for bankruptcy?In this episode of Debt Free Life, Licensed Insol...
What Happens to Your Debt When You Die in Canada?
No one likes thinking about death — but if you have debt, it’s important to know what happens to it when you’re gone. In this episode of Debt Free Life, Licensed Insolvency Trustee Richard Sklar breaks down how debt is handled after de...
Who Will Know That I’ve Declared Bankruptcy?
In this episode, we debunk common myths about the confidentiality of declaring bankruptcy in Canada. Worried about who will find out if you file for bankruptcy? We break down who is legally informed and why your financial fresh start is more pr...
What is a Consumer Proposal and how can it help me with debt?
Many people struggling with debt in Ontario have considered filing for personal bankruptcy but are concerned about losing their assets and the consequences that follow. In some ...
Can I Apply for Credit During a Consumer Proposal?
One of the most frequently asked questions we receive is, “Will my credit be affected, and will I still be able to use a credit card after I file a consumer proposal?” The short answer is yes, a
The emotional impact debt has on peoples lives
In this podcast, we sit down with Shirley Sklar a certified insolvency counsellor at David Sklar & Associates and discuss the emotional impacts living in debt can have. Being in debt is stressful, It can put a strain on you, your family, an...
How to overcome debt - Common mistakes people make with their finances
In this episode, we discuss the common mistakes people make when managing their finances. How to overcome feeling defeated or wanting to give up. The mistakes people make using credit. Setting boundaries with your children and commo...